With over 20 years experience Gold House is New Zealand’s largest and most trusted luxury asset lender, with loans upto $1,000,000.

Luxury loans are a fast, discreet and effective way of gaining immediate access to cash while using your assets as collateral. Gold House caters to businesses, high net worth individuals and others looking to unlock the value in their luxury assets without having to sell them. 

Gold House interest rates start from 3% and 24 hour interest free periods are available. We do not require personal income or banking information & do not run credit checks. Our customers are valued and loaned to on the value of their luxury assets alone. 

Our professionally trained and qualified luxury watch experts, handbag experts and inhouse gemologists from the Gemological Institute of America and certified gemologists from the Gemological Association of Australia have an excellent ability to appraise and loan against any luxury asset of value, antique, modern or rare. 

Gold House guarantees to loan you the most on your luxury assets. With cash on the spot or bank deposit options, all luxury loans can be completed in store or from the comfort of your home.

See a list of the luxury assets we accept.

In store Process

Visit our Auckland CBD location

Bring your assets in and get a confirmed quote.

Get cash on the spot

Upon acceptance of our offer, we’ll loan you cash on the spot.

Online Process

Apply online

Complete our estimate form, upload a photo and description of your asset.

Get an appraisal estimate

One of our team will email you an estimated loan amount.

Visit our Auckland CBD location

Bring your assets in and get a confirmed quote.

Get cash on the spot

Upon acceptance of our offer, we’ll loan you cash on the spot.

Post your gold process

Request a free courier pack

Complete our quick form to order a free jewellery pack

Send your luxury assets

Courier your luxury assets back to us. Free of charge, Insured upto $25,000 & tracked all the way.

Receive a loan appraisal

Post receiving and appraising your luxury assets one of our experienced team will come back to you with a confirmed appraisal amount for a loan.

Same day payment

Upon accepting our appraisal loan offer you will receive a same day payment directly into your bank account.

Storage of luxury loaned assets

All luxury pawned assets, in gold, diamonds, jewellery, watches and designer bags & accessories are stored in vaults or heavy duty safes, under 24 hour, 7 day a week monitoring and camera surveillance. 

All luxury pawned vehicles will be stored in secured storage facilities under 24 hour, 7 day a week monitoring and camera surveillance. During testing, drop off and collection of your luxury  vehicle it will be fully insured by Gold House.

ID REQUIREMENTS

Eligibility criteria and strict ID guidelines apply.

You must be 18 and over to loan with Gold House, and will need to provide one form of government issued Photo ID. For example, a valid driver’s license, a firearms license, an 18+ Card or a valid passport from any country.