Loan Your Luxury Vehicle with Confidence

A discreet, secure and elegant solution to unlocking short-term capital.

At Gold House, we understand the value of your luxury vehicle – not just its brand and performance, but its personal significance and financial worth. Whether you own a classic, sports, or high-end luxury vehicle, we can provide fast, discreet, and flexible loans secured against your car.

Whether you’re managing an unexpected expense or simply need fast access to capital, we offer a private and secure service.

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Luxury vehicle Loan Process

Apply online

Complete our quote form, upload a photo and description of your luxury vehicle to be used as collateral in applying for a loan.

Get a price quote

After reviewing your luxury vehicle, one of our team will come back to you with a confirmed price quote for a loan.

Visit us instore

Bring your documents and luxury vehicle to our store.

Get cash on the spot

Upon accepting our loan offer and Gold House securing your luxury vehicle, you’ll receive cash on the spot or the option of a same day bank deposit into your nominated account.

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Why Choose Gold House to Loan Your Luxury Vehicle?

You keep ownership

Receive funds within minutes – either in-store or via same-day bank deposit. No paperwork, no delays.

Tailored terms

Most car loans are completed within 30 minutes and are typically for 1–3 months, with options for renewals or extensions based on your needs.

Fast, effortless process

Receive funds within minutes—either in-store or via same-day bank deposit. No paperwork, no delays.

No income verification required

We don’t ask for payslips or employment history – our process is based entirely on the value of your asset.

No credit checks

Your credit score is never reviewed or affected. Loans are secured solely against your gold.

Flexible repayment terms

We offer adjustable repayment periods, with extension or renewal options available.

No impact on credit score

Defaulting on a pawn loan doesn’t affect your credit score. If you can’t repay, your asset will simply be sold to recover the loan costs.

Discreet and private

Your loan is confidential. No banks or third parties are involved, and nothing appears on your financial record.

Secure storage

Your luxury vehicle is stored in a secure, fully monitored facility, handled with the utmost care.

Fully insured collection service

Prefer not to visit in person? We can arrange secure vehicle transport, fully insured and tracked from start to finish.

Transparent loan offers

All offers have clear, upfront terms based on the current market value of your vehicle. Our in-house experts use industry-standard techniques to provide fair, accurate valuations.

No obligation

All loan offers are obligation-free – enquire today.

Get a quote Visit our store

Why Choose Gold House to Loan Your Luxury Vehicle?

With over 25 years of expertise, Gold House stands as New Zealand’s largest and most trusted luxury asset buyer, seller and lender. Loaning against your luxury vehicle is quick, secure, and hassle-free, with no personal income or banking information required. No credit checks are completed.

Lending amounts are based on the brand, model, condition and current market demand for your vehicle, with fees starting from 5.99%.

Once you accept our offer, we will pay you in cash or by same-day bank deposit, with your asset returned once the loan has been completed.

Storage of luxury loaned assets

All assets, in gold, diamonds, jewellery, watches and designer bags & accessories are stored in vaults or heavy-duty safes, under 24 hour, 7 days a week monitoring and camera surveillance.

All vehicles will be stored in secured storage facilities under 24 hour, 7 days a week monitoring and camera surveillance. During testing, drop off and collection of your vehicle it will be fully insured by Gold House.

ID Requirements

Eligibility criteria and strict ID guidelines apply.

You must be 18 and over to loan an item with Gold House, and will need to provide one form of government issued Photo ID. For example, a valid driver’s license, a firearms license, an 18+ Card or a valid passport from any country.

Couriering Your Luxury Assets

Insurance on couriered assets is totally free and to the value of $25,000. If we cannot agree on a loan amount that suits you, we will ship your assets back to you, completely free of charge, tracked and insured all the way. No questions asked!

FAQs about loaning your luxury vehicle through Gold House

How does it work when I loan my luxury vehicle?

You can loan your vehicle either in-store at our Auckland CBD location or online through our secure quoting process. We’ll appraise it, make you an offer, and if you accept, you’ll receive cash either in person or via same-day bank deposit.

Who can loan their luxury vehicle?

Anyone aged 18 or over with a valid form of ID can loan their vehicle through Gold House.

What types of vehicles can I loan?

Our appraisals are based on make, model, age, condition, and current market demand.

Is my vehicle safe while it’s loaned?

Yes. All vehicles are stored securely in our high-security facility with 24/7 surveillance.

How much can I borrow when I loan a vehicle?

The loan amount depends on your vehicle’s value. We offer flexible lending amounts and provide same-day payouts once your loan is confirmed.

How fast will I receive the funds?

After accepting the offer and securing your vehicle, you’ll receive cash on the spot in-store or a same-day bank deposit if you use our online service.

Will loaning my vehicle affect my credit score?

No. Loans are secured against your vehicle, not your credit history. Even if you can’t repay, there’s no impact on your credit score.

Can I loan my vehicle if I have bad credit?

Absolutely. We do not perform credit checks. Our loan decisions are based solely on your asset’s value.

How do I get my vehicle back?

Once you repay the loan and any associated fees, your vehicle will be returned to you in the same condition. Payments can be made in-store or online.

Can I apply online or do I need to visit a branch?

You can apply online through our quote form, visit our Auckland CBD store or call us on 09 666 8898 for more information.

How do I contact Gold House for more information?

You can visit our store, call us on 09 666 8898, or use the contact form on our website. Our friendly and knowledgeable staff are always ready to assist you with any questions or concerns you may have.

Gold House are proud members of the National Pawnbrokers Association of New Zealand