How does pawning work at Gold House?

Pawning your luxury assets with Gold House is a fast, simple, and secure way to get cash. Simply bring in your unwanted luxury asset to our Auckland CBD store, and we’ll offer you a loan based on what it’s worth. We don’t need to do a credit check, and you get cash on the spot. You have a set period to repay the pawn loan plus interest to reclaim your asset. If you can’t repay, the asset is sold to recover costs.

What assets can I pawn?

We accept a wide range of luxury assets including jewellery (gold, silver, diamonds), watches, designer handbags, fine art, and more. If you’re not sure if your asset qualifies, contact us for a free appraisal. Our team is always ready to help you understand the value of your assets.

How do you determine the value of my asset?

The value of your asset is worked out based on its market value, condition, and demand. Our experienced appraisers use industry-standard tools and databases to make sure you get a fair and competitive offer. We consider factors like brand, model, age, and overall condition.

What happens if I can’t repay my pawn loan?you determine the value of my asset?

If you can’t repay your loan within the agreed period, the pawned asset will be sold to recover the loan amount. However, we understand that circumstances can change, so we offer extensions and renewals. You can discuss your situation with us, and we’ll do our best to accommodate you.

Is my pawned asset safe?

Yes, all pawned assets are stored securely in our facility. We have 24/7 monitoring, camera surveillance, and secure storage areas to make sure your valuables are kept safe. We treat your items with the utmost care and respect, just as we would our own.

Can I get an estimate online?

Yes, you can use our online estimate form to get an idea of your asset’s value before you bring it into our Auckland CBD store. Simply fill out the form with details about your asset, and one of our appraisers will get back to you with an estimated value. This will help you make an informed decision before you visit one of our stores.

How much can I borrow?

The amount you can borrow depends on the value of the assets you pawn. Pawn shops typically lend a percentage of the appraised value, with higher value assets like cars, boats, or jewellery able to fetch larger instant loan amounts.

Can I get a pawn loan with bad credit?

Absolutely! Pawn loans with Gold House don’t require credit checks, which makes them a great option if you have bad credit or no credit history. Your eligibility is based on the value of your assets, not your credit score.

What are the costs of pawning?

Our fees start from 5.99% per month. The exact cost will depend on the loan amount and duration. We’ll give you a clear breakdown of all fees upfront, so there are no surprises. You can also discuss repayment assets with us to find a plan that suits your financial situation. You can learn more about our pawn fees here.

How do I redeem my pawned asset?

You can redeem your item by repaying the pawn loan amount plus any applicable fees. Payments can be made in-store or online for your convenience. Once the loan is repaid, your item will be returned to you in the same condition as when it was pawned.

How do I contact Gold House for more information?

You can visit our store, call us at 09 666 8898, or use the contact form on our website. Our friendly and knowledgeable staff are always ready to assist you with any questions or concerns you may have.