A discreet, secure and elegant solution to unlocking short-term capital.
At Gold House, we understand the value of your gold – not just its weight in karats, but its personal significance and financial worth. Our Loan Your Gold service offers a stress-free way to access funds without parting with your treasured assets.
Whether you’re managing an unexpected expense or simply need fast access to capital, we offer a private and secure service.
With over 25 years of expertise, Gold House stands as New Zealand’s largest and most trusted luxury asset buyer, seller and lender.
Loaning against your gold is quick, secure, and hassle-free, with no personal income or banking information required. Nor are credit checks completed.
Lending amounts are based on the value, weight and condition of your gold, with fees starting from 5.99%.
Once you accept our offer, we will pay you in cash or by same-day bank deposit. With your assets returned once the loan has been completed.
Upload a photo and description of your gold to be used as collateral.
Our experienced team will respond promptly with an indicative loan offer.
Accept your quote and choose to visit our discreet Auckland CBD showroom or use our fully insured courier service – covered up to $25,000 and tracked throughout.
Once your gold is secured, funds are issued on the spot in-store or via same-day bank transfer – no credit checks, no paperwork, no delays.
Unlock the value of your gold without selling it. Your item is returned once the loan is repaid.
Most pawn loans are completed within 5 minutes and are typically for 1-3 months, with options for renewals or extensions based on your needs.
Receive funds within minutes—either in-store or via same-day bank deposit. No paperwork, no delays.
We don’t ask for payslips or employment history—our process is based entirely on the value of your asset.
Your credit score is never reviewed or affected. Loans are secured solely against your gold.
At Gold House, we offer adjustable repayment periods, through extension or renewal options on your loan.
Defaulting on a pawn loan doesn’t affect your credit score. If you can’t repay, your asset will simply be sold to recover the loan costs.
Your loan is confidential. No banks or third parties are involved, and nothing appears on your financial record.
Your gold is stored in high-security vaults under 24/7 surveillance, handled with the utmost care.
Prefer not to visit in person? We offer a secure courier option, insured up to $25,000 and tracked from start to finish.
All offers have clear, upfront terms based on the current market value of your gold. Our in-house experts use industry-standard techniques to provide fair, accurate valuations.
All loan offers are obligation-free – enquire today.
Gold House is New Zealand’s most trusted gold lender, helping New Zealanders unlock the value of their gold for over 25 years.
Loaning your gold is simple, secure, and discreet. You can either bring your gold into our Auckland CBD store for a free, no-obligation appraisal, or request a quote online. If you accept our offer, we’ll provide instant cash in-store or a same-day bank deposit.
Prefer to handle it remotely? You can courier your gold to us – fully insured up to $25,000 and tracked every step of the way.
All assets, in gold, diamonds, jewellery, watches and designer bags & accessories are stored in vaults or heavy-duty safes, under 24 hour, 7 days a week monitoring and camera surveillance.
All vehicles will be stored in secured storage facilities under 24 hour, 7 days a week monitoring and camera surveillance. During testing, drop off and collection of your vehicle it will be fully insured by Gold House.
Eligibility criteria and strict ID guidelines apply.
You must be 18 and over to loan an item with Gold House, and will need to provide one form of government issued Photo ID. For example, a valid driver’s license, a firearms license, an 18+ Card or a valid passport from any country.
Insurance on couriered assets is totally free and to the value of $25,000. If we cannot agree on a loan amount that suits you, we will ship your assets back to you, completely free of charge, tracked and insured all the way. No questions asked!
You can loan your gold either in-store at our Auckland CBD location or online through our secure quoting process. We’ll appraise your gold, make you an offer, and if you accept, you’ll receive cash either in person or via same-day bank deposit.
Anyone aged 18 or over with a valid form of ID can loan their gold through Gold House.
We accept jewellery, coins, bullion, and other gold items. Unsure? Simply request an online quote – our team will guide you.
Our appraisals are based on purity, weight, condition, and current gold market rates. All evaluations are conducted by experienced professionals.
Yes. All gold items are stored securely in our high-security facility with 24/7 surveillance. We treat your valuables with the utmost care.
The loan amount depends on your gold’s value. We offer flexible lending amounts and provide same-day payouts once your loan is confirmed.
After accepting the offer and securing your gold, you’ll receive cash on the spot in-store or a same-day bank deposit if you use our online service.
No. Loans are secured against your gold, not your credit history. Even if you can’t repay, there’s no impact on your credit score.
Absolutely. We do not perform credit checks. Our loan decisions are based solely on your item’s value.
Once your loan and any applicable fees are repaid, your gold is returned to you in the same condition as when it was entrusted to us. Payments can be made in-store or online.
You can apply online through our quote form, visit our Auckland CBD store or call us on 09 666 8898 for more information.
You can visit our store, call us on 09 666 8898, or use the contact form on our website. Our friendly and knowledgeable staff are always ready to assist you with any questions or concerns you may have.
Gold House are proud members of the National Pawnbrokers Association of New Zealand
