Why choose Gold House for your short term business lending?


  • When banks won’t lend, we will: We understand the unique challenges that businesses face. We’re here to help with instant business loans when you need them most.
  • Lend against any asset of value: From luxury watches and gold to vehicles and fine art, you can unlock the hidden value in your underutilised luxury assets.
  • Get paid the same day: Receive your business loans instantly in-store or via bank transfer for larger amounts.
  • No hidden fees: Our transparent pricing ensures you’ll always know the cost of your instant business loans upfront.
  • Discreet, fast, and secure: Our process is designed to be straightforward and secure, protecting your privacy and assets.
  • High-value asset loans: Need a larger loan? We offer secured business loans against high-value assets like cars, boats, and jet skis.
  • Trusted by Kiwi businesses:

How lending works at Gold House


If your business needs same-day cash loans for unexpected costs, debt consolidation, or a quick cash injection to keep things running smoothly, the trusted team at Gold House is here to help. We can help you unlock the hidden value in your business assets with our straightforward and transparent fast business loans process:

  1. Choose your items: Select the luxury assets you’re willing to temporarily part with as collateral. This could include designer handbags, gold and diamond jewellery, luxury watches or any other assets on hand.
  2. Get an appraisal: Visit our luxury Auckland CBD storefront for a quick and confidential appraisal of your items. Or request a quote online and receive an insured postage bag to send us your asset.
  3. Receive instant cash: If you accept our offer, you’ll get your cash injection on the spot. For larger loan amounts (up to $200,000), we offer fast bank transfers, usually completed within 24 hours.
  4. Repay the loan:You’ll have a set timeframe to repay the loan plus the transparent cost of borrowing. Once repaid, your items are returned.

Unlock the Value in Your Business Assets


Whether you need a small cash injection or a larger sum, we’re here to help. Simply bring in your assets of value – like gold and diamond jewellery, designer bags, vehicles, or fine art – and our team will assess them to determine their loan value.

We even offer high-value asset loans against your car, boat, or jet ski. Once approved, you’ll receive your instant business loan on the spot, with no credit checks and no hidden fees.

Don’t let financial roadblocks hinder your business growth. Visit our local Auckland CBD storefront today or contact us to discuss your short term business lending needs. Read our FAQs to find out how we put you first!

FAQs about short term cash injections for your business

How do you get business loans?

Pawn loans are a simple process where you use your business assets as collateral for a same-day loan. Bring your assets to Gold House, and we’ll assess their value and offer you a fair and transparent business loan amount. If you accept, you get cash on the spot. To get your items back, you simply repay the loan plus the cost of borrowing within a specified timeframe.

What paperwork is needed for instant business loans?

For a business loan at Gold House, you’ll need personal identification like a valid photo ID and details about the item you’re using as collateral. Unlike traditional business loans, we don’t need extensive financial documentation, which makes our pawn loans a faster and more accessible option for businesses.

Can I get business loans with bad credit?

Absolutely! Pawn loans with Gold House don’t require credit checks, which makes them a great option if you have bad credit or no credit history. Your eligibility is based on the value of your items, not your credit score.

What is the meaning of business lending?

Business lending is when you borrow money for business use, such as covering unexpected expenses, consolidating business debts, or investing in growth opportunities. Pawn lending is a form of secured business loan that offers a quick and accessible option without the need for traditional credit checks.

How much can I borrow for a business loan?

The amount you can borrow depends on the value of the items you pawn. Pawn shops typically lend a percentage of the appraised value, usually ranging from 25% to 60%. Higher value items like cars, boats, jewellery, or electronics could fetch larger instant loan amounts.

How do I lend against my stuff?

Simply gather the assets you want to use as collateral and bring them to Gold House. We will evaluate your items and present you with a fair and transparent secured business loan offer. If you accept our offer, you’ll receive cash for your business loan instantly.

Can I get business loans online?

While some pawn shops offer online loan applications, most transactions still require you to visit a physical store for the item to be appraised and for you to receive your cash. However, online platforms can be a convenient way to research pawn shops and get initial estimates before you visit Gold House in person.

What can I use as collateral?

We understand that everyone has diverse assets, so we accept a wide variety of items as collateral for secured business loans, including luxury watches, gold and diamond jewellery, vehicles, fine art and collectibles. We also consider high-value assets for larger loan amounts. Remember, the asset’s value will determine the loan amount you qualify for.

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